Are you tired of breaking the bank covering huge daily or weekly payments with your existing Merchant Cash Advance? Let Growth Street Capital help you turn your business around by refinancing your existing short-term advance into something reasonable.
Starting term
Payment reduction
Decisions made
Instead of paying back your advance over a standard 3 to 9-month term, our loans start at 24 months, instantly reducing your weekly payments and buying you time to grow your business.
Our true commercial loans are reasonable priced and report to your corporate credit profile allowing you to improve your cashflow and build business credit at the same time.
Consolidating Merchant advance positions lets you drastically lower your monthly operational outflows, and can cut regular daily or weekly payment obligations by up to 70% or more.
By refinancing your existing MCA loan with Growth Street Capital you’ll get more money, on a longer term, and still end up reducing your daily or weekly payments. In many cases our clients save 70% or more on their regular payments all while netting additional capital to help their business grow.
We negotiate directly with your existing cash advance company, ensuring no double-payment risks during your buyout.
Say goodbye to stressful daily ACH sweeps. Under our platform, billing is strictly debited once a week on the weekday you define.
Growth Street was built by industry leaders dedicated to rescuing business owners from high-frequency, expensive carrying costs.
Christopher brings over 30 years of business experience to Growth Street. Having experienced first hand the unfair levels of stress Merchant Advances placed on his own companies in the past, he recognized the existential crisis posed by predatory, fast-payback Merchant Cash Advances (MCAs).
Under his leadership, Growth Street was formed to completely replace high daily debits with clean, amortized multi-year capital structures.
Svend spearheads Growth Street's credit underwriting algorithms, automated risk assessment modules, and operational delivery lines. His core focus is our staff work closely with entrepreneurs so that a conditional offer is delivered safely within 7 – 10 business days of submission without putting undue stress on business workflows.
Svend's technical banking innovations allow Growth Street to issue funds within 24 hours of an offer being accepted, delivering swift cash flow relief when merchants need it most.
How we process and fund your restructuring request within 1 – 2 weeks
Complete our short online application, telling us your name, company name, and details of your existing MCA loan(s).
Within 24 hours, a customer representative will contact you to discuss your application, collect all bank and credit card statements required to underwrite your account, and present you with an offer conditional on successful underwriting.
Once successfully underwritten, your loan funds will be deposited into your account within 24 hours. Payments will be debited from your account each week on the day of your choice, and you’ll receive monthly email summary reports.
Learn more about restructuring outstanding merchant advances and securing daily/weekly cashflow relief.
A Merchant Cash Advance is an advance of prospective business receivables rather than a traditional term loan. In exchange for fast funding, advances feature extremely aggressive daily or weekly repayments over very short terms (typically 3 to 9 months). Because factor interest is pre-loaded on total amounts rather than calculated as simple reducing interest, MCAs have effective APRs exceeding 80% to 150%, severely harming daily cash flow.
Growth Street replaces your existing Merchant Advance with a true commercial loan starting at 2 years (104 weeks). By doubling or tripling your repayment runway and using competitive simple interest models, your regular carrying costs are slashed, in many cases reducing weekly obligations by up to 70% or more.
We look for businesses with at least $15,000 in monthly bank revenue, at least 1 year in active business, and a clear daily or weekly payment schedule that they are actively trying to optimize. There are no strict minimum credit scores required, as our underwriting relies heavily on consistent account cash flow.
Have questions about outstanding MCA Loans, buyout guidelines, or any other questions? Talk with one of our Canadian representatives today. We’re here to help.
Toll Free – 877-282- GROW
Local – 905-595-2063
support@growthstreet.ca
7300 Warden Ave.
Markham, ON L3R 9Z6
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Let Growth Street Capital help improve your company’s cashflow today. Our new brand of Merchant loan is designed to help companies improve cashflow, increasing funding options, and set our clients up for success.
Secure Merchant Cash Advance Buyout & Consolidation Loans. Growth Street provides business term solutions to rescue SMB cash flow.
7300 Warden Ave.Markham, ON L3R 9Z6
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