Starting term
Payment reduction
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We leverage advanced risk consolidation models to secure highly competitive interest brackets, bypassing expensive daily merchant cash fee multipliers entirely.
Consolidating cash advance positions lets you drastically lower your monthly operational outflows, and can cut regular daily or weekly payment obligations by up to 50%.
Here at Growth Street Capital, we’re dedicated to reducing the weekly cashflow obligations of our clients. We know how difficult it can be to manage expensive daily or weekly payments with other MCA’s and we’re here to help.
By refinancing your existing MCA loan with Growth Street Capital you’ll get more money, on a longer term, and end up paying less than you’re currently paying. In many cases our clients save as much as 50% on their regular payments.
We negotiate payoffs directly with existing cash advance merchants, ensuring no double-payment risks during funding transfers.
Say goodbye to stressful daily ACH sweeps. Under our platform, billing is strictly debited once a week on the weekday you define.
Growth Street was built by industry leaders dedicated to rescuing business owners from high-frequency, expensive carrying costs.
Christopher brings over a decade of specialize corporate finance and credit structuring expertise to Growth Street. Having worked closely with hundreds of scaling small businesses, he recognized the existential crisis posed by predatory, fast-payback Merchant Cash Advances (MCAs).
Under his leadership, Growth Street has expanded its specialized credit line structures to completely replace high daily debits with clean, amortized multi-year capital structures.
Svend spearheads Growth Street's credit underwriting algorithms, automated risk assessment modules, and operational delivery lines. His core focus is ensuring that a conditional offer is delivered safely within 24 hours of submission without breaking business workflows.
Svend's technical banking innovations allow Growth Street to issue funds within 24 hours of underwriting approval, delivering swift cash flow relief when merchants need it most.
How we process and fund your restructuring request within 24 hours.
Complete our short online application, telling us your name, company name, and details of your existing MCA loan(s).
Within 24 hours, a customer representative reviews your application, verifies your statements, and presents you a conditional offer.
Once approved, your loan compiles payoff within 24 hours. Debits are simple, automatic weekly processes, with monthly email summary reports.
Learn more about restructuring outstanding merchant advancement programs and securing daily cashflow relief.
A Merchant Cash Advance is an advance of prospective business receivables rather than a traditional term loan. In exchange for fast funding, advances feature extremely aggressive daily or weekly repayments over very short terms (typically 3 to 9 months). Because factor interest is pre-loaded on total amounts rather than calculated as simple reducing interest, MCAs have effective APRs exceeding 80% to 150%, severely harming daily cash flow.
Growth Street replaces expensive daily and weekly payments by consolidating your outstanding factor balances into a long-term loan starting at 2 years (104 weeks). By doubling or tripling your repayment runway and using competitive simple interest models, your regular carrying costs are slashed, in many cases reducing weekly obligations by up to 50% or more.
We restructure single MCAs, multiple stacked cash positions, daily ACH debits, high weekly business advances, and high-interest short-term merchant capital loans. Any business paying back multiple advances can consolidate them into one stable, predictable weekly debit..
We look for businesses with at least $15,000 in monthly bank revenue, at least 1 year in active business, and a clear daily or weekly payment schedule that they are actively trying to optimize. There are no strict minimum credit scores required, as our underwriting relies heavily on consistent account cash flow.
Have questions about outstanding factor contracts, buyout guidelines, or available structural term frameworks? Talk with our Vancouver underwriters directly.
+1 (800) 555-0190
support@growthstreet.ca
Growth Street Capital, Vancouver, British Columbia, Canada
Strategically located in the financial heart of British Columbia, Canada. Our regional underwriting network coordinates active cashflow reviews and term restructure portfolios coast-to-coast.
Provide your details below to get a prompt response within 24 business hours from our Vancouver underwriters.
Let Growth Street Capital help improve your company’s cashflow today. Our new brand of MCA loan is designed to help companies improve cashflow, increasing funding options, and set our clients up for success.
Secure Merchant Cash Advance Buyout & Amortized Consolidation Restructuring Loans. Growth Street provides business term solutions to rescue SMB cash flow.
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